Cervest / Mitiga Solutions

Mitiga Solutions is a climate risk intelligence platform that combines physics-based models, high-performance computing (HPC), and artificial intelligence to evaluate physical climate risks. The company enables insurers, financial institutions, real estate managers, and corporations to predict and quantify the impacts of extreme weather events and long-term climate change on physical assets. By blending physical science with machine learning, Mitiga delivers high-resolution risk insights across single sites and global asset portfolios.

The platform operates by processing historical weather data, satellite imagery, and climate scenarios aligned with IPCC projections. Users can upload geographic coordinates or large portfolio databases to generate comprehensive risk profiles for hazards such as flooding, wildfires, extreme heat, and severe storms. Beyond calculating hazard probabilities, Mitiga quantifies expected financial losses and asset value degradation over customizable timeframes up to the year 2100.

Primary applications of Mitiga Solutions include enterprise risk management, ESG disclosure compliance (such as CSRD, TCFD, and EU Taxonomy), and insurance underwriting. Risk managers and sustainability officers leverage these analytics to build climate resilience strategies, implement targeted adaptation measures, and fulfill regulatory reporting obligations. The software provides both an intuitive web platform and automated API integration for enterprise workflows.

• Physics-Informed AI Climate Modeling — Mitiga merges deterministic physical simulations with advanced machine learning to model complex weather and climate hazards with high spatial accuracy. This enables precise assessments of both acute extreme events and chronic climate shifts.
• Portfolio Risk & Financial Loss Quantification — Users can upload multi-asset portfolios to evaluate how different climate scenarios will impact asset values and expected annual losses. This empowers financial institutions and insurers to price climate risks accurately.
• Regulatory ESG & CSRD Compliance — The platform generates auditable climate risk reports tailored to key frameworks like TCFD, CSRD, and EU Taxonomy mandates. This streamlines the reporting process for corporate compliance teams while ensuring scientific rigor.

The primary target audience includes enterprise risk managers, insurance underwriters, corporate ESG and sustainability officers, and institutional portfolio managers. Public sector authorities also utilize the platform for disaster resilience planning.

An international commercial real estate group needs to evaluate its European property portfolio for physical climate risks to comply with CSRD requirements. Using Mitiga Solutions, the team uploads site coordinates and runs simulations across multiple IPCC climate pathways for 2030, 2050, and 2080. The platform highlights specific assets vulnerable to coastal flooding and heat stress, providing quantified loss projections. Based on these insights, the company designs targeted structural adaptation plans and produces fully compliant sustainability disclosures.

• The primary target audience includes enterprise risk managers, insurance underwriters, corporate ESG and sustainability officers, and institutional portfolio managers. Public sector authorities also utilize the platform for disaster resilience planning.
• An international commercial real estate group needs to evaluate its European property portfolio for physical climate risks to comply with CSRD requirements.
• Physics-Informed AI Climate Modeling: Mitiga merges deterministic physical simulations with advanced machine learning to model complex weather and climate hazards with high spatial accuracy. This enables precise assessments of both acute extreme events and chronic climate shifts.
• Portfolio Risk & Financial Loss Quantification: Users can upload multi-asset portfolios to evaluate how different climate scenarios will impact asset values and expected annual losses. This empowers financial institutions and insurers to price climate risks accurately.
• Regulatory ESG & CSRD Compliance: The platform generates auditable climate risk reports tailored to key frameworks like TCFD, CSRD, and EU Taxonomy mandates. This streamlines the reporting process for corporate compliance teams while ensuring scientific rigor.

The tool is not intended for consumer-facing daily weather forecasts or general non-spatial AI applications like text generation. Small businesses seeking simple weather widgets will find the high-grade analytical architecture over-engineered for basic needs.

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